- Vehicle loss or damage to the insured vehicle, resulting from accidental collision, overturning consequent upon mechanical breakdown or upon wear and tear, theft, burglary and house break-in, fire, external explosion, self-ignition or lightning;
- Third party legal liability;
- Third Party Property Damage – Limit of liability is GH¢1,000.00. Higher limits can, however be obtained, by the payment of additional premium.
- Death or bodily injury to third parties – Compensation for death or bodily injury sustained as a result of an accident to members of insured’s household and gratuitous passengers
Additional covers include malicious act, riots and strikes, civil commotion, flood, tycoon, hurricane and tempest, and other convulsion of nature. In each of these cases, the insurer’s limit of liability is the sum insured.